Being frugal sometimes means a little bit of effort on your part. I know you may not want to hear that, but it’s true. If you are dedicated to putting some money in the bank, then a little effort will be necessary. Just keep your eye on the goal, make a visual aid if you must (you know, the thermometer type thing and color in your accomplishments), and become a dedicated frugal person.
Today I would like to encourage you to just make it at home. Going out to eat will kill a budget. For our family, eating at home saves us 75%.
“But Kay, how do you know it saves you that much?”
Because I have a spreadsheet that tells me what my recipes cost me to make at home 🙂 I found the first spreadsheet on Money Saving Mom and used it regularly until the home computer died and we switched over to Mac. I then had to create it for the new system. It was free for me, so it’s free for you.
All you have to do is insert the cost of the item in your grocery store and how many servings are in the package.